How to Get a Gaming License in Malta (MGA)

For over two decades, Malta has been the undisputed "Silicon Valley" of the iGaming industry. Holding a license from the Malta Gaming Authority (MGA) is more than a legal permit—it is a global badge of credibility. Banks, payment processors, and players view the MGA seal as a guarantee of fairness and security.

However, prestige comes with a price. The MGA’s regulatory framework is one of the most rigorous in the world. It is not a jurisdiction for "quick fixes," but for serious operators building sustainable, long-term businesses.

Consuflix helps clients with Legal and Compliance matters, and we can help you navigate the intricate MGA application process, ensuring your business structure meets the high standards to get a Gambling License in Malta

Why Malta? The Strategic Advantage

While other jurisdictions offer cheaper or faster licenses, Malta offers stability. As an EU member state, a Malta license provides a solid foundation for entering other regulated European markets.

Furthermore, the ecosystem is unmatched: the island is home to a dense network of specialized talent, from affiliates to payment providers.

The Licensing Structure: B2C vs. B2B

Unlike some jurisdictions that issue a single "blanket" license, the MGA divides licenses based on your business model and the nature of the games.

• Gaming Service Licence (B2C): For operators offering games directly to players (e.g., Online Casinos, Sportsbooks).

• Critical Gaming Supply Licence (B2B): For companies providing the underlying software or platforms to other operators.

Within these, you must classify your games into Types:

• Type 1: Casino games (Slots, Roulette, Blackjack) – Risk lies with the operator.

• Type 2: Fixed-odds betting (Sportsbook) – Risk lies with the operator.

• Type 3: Poker and Peer-to-Peer games – Operator takes a commission (rake).

• Type 4: Controlled Skill Games (Fantasy Sports).

The Application Roadmap: 5 Critical Stages

Obtaining the license is a multi-stage audit of your corporate soul. It typically takes 7 to 12 months, depending on the quality of your documentation.

1. The "Fit and Proper" Test

The MGA investigates the people behind the company. Every shareholder, director, and "Key Function" holder is vetted.

2. Business and Financial Planning

You cannot simply "hope" to be profitable. You must submit a detailed 3-year business plan including marketing strategies, HR growth, and realistic financial forecasting.

3. Key Function Roles (The Human Element)

You are required to appoint individuals to specific statutory roles. These are not just titles; these people are legally liable for compliance.

• Key Executive Officer (CEO)

• Key Compliance Officer

• Key Legal Officer

• MLRO (Money Laundering Reporting Officer)

Note: Consuflix can assist in identifying qualified talent to fill these mandatory Key Function roles.

4. System & Compliance Audit

Once the paperwork is approved, you have 60 days to set up your technical environment. An independent auditor will then test your live system to ensure:

• The games work as described.

• Player funds are segregated from operational funds.

• Server architecture is secure.

5. The Go-Live

Only after passing the system audit is the license formally issued. But the work doesn't stop there. You enter a "Compliance Contribution" phase where you pay fees based on your generated revenue.

Conclusion

The Malta Gaming License is a heavy lift, but it is an asset that adds valuation to your company. It signals to investors and partners that your operation is robust, transparent, and built to last.

Do not underestimate the documentation required. A single discrepancy in your documentation can stall your application for months.

Consuflix helps clients with Legal and Compliance matters, and we can help you to manage your MGA application from start to finish—drafting your business plan, preparing your policies, and guiding you through the system audit.